We recently bought a house. Here’s how it went:
My husband knew we had to move. He knew that we had some money in the bank. He knew, when we went on our whirlwind trip that we’d come back with a house. He had no issues walking into a bank we the listing for the house we liked and saying that he needed the money so we could get it. He was fine with telling me to walk into my bank and take out all the savings we’d accumulated.
I, on the other hand, wanted to sell our current home first. I was finally comfortable with a bit of a cushion in the bank. I didn’t want to use it all. What if the van broke down? What is the house had hidden issues? I wanted to think and take our time and do things the “right” way.
This led to some tears and heated discussions over the course of the week.
When we came home after our whirlwind tour and house purchase, we found The 5 Money Personalities: Speaking the Same Love and Money Language sitting in our mailbox. No wonder our week had been difficult. My money personality is Saver/Security Seeker and my husband is a Spender/Risk Taker. While we knew we handled money differently, this book really highlighted it for us. We’ve gone over the most important sections together and hope that the next time there is a major (or maybe not so major) purchase, we’ll be able to understand each other a little better!
Here’s a little more about the book by the publisher:
Every couple argues about money. It doesn’t matter if you’ve been married for 40 years or dating for 4 months, money touches every decision you make as a couple—from the $5 cup of coffee to the $50,000 car. And when the two of you don’t see eye-to-eye on how much to spend or how much to save, that’s when arguments turn into ugly toxic fights that leave both persons feeling hurt and angry. It’s why money has become the #1 cause of divorce in the U.S. Obviously, something needs to change. The reason this crisis has not been addressed is because it has never been identified, defined, or given a name. Scott and Bethany Palmer, aka “The Money Couple,” have identified and defined this problem and offer concrete solutions to fix it.
Once you know your Money Personality, you can get to the root of money arguments and start really working together. You’ll discover what has an impact on your loved one’s money decisions, and you’ll learn how to talk about money in a way that’s actually fun! You’ll figure out how to put an end to money secrets and lies once and for all.
It’s not just about money management, and it’s definitely not just about overcoming debt. It is a whole new way of living that will change everything in your relationship. Tens of thousands have already been transformed. Are you ready?
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